Lead Software Engineer

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Commercial Solution team is looking for a Lead Software Engineer-Full Stack to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset. Role • Provide technical leadership and hands-on engineering expertise in the design, development, and delivery of highly scalable, resilient, and secure full-stack applications aligned with enterprise technology strategies. • Own and influence end-to-end architecture and technical direction, driving the adoption of modern engineering practices, design patterns, and technologies across the application lifecycle. • Lead the development of complex, high-impact solutions across the front-end and back-end, ensuring performance, scalability, security, reliability, and maintainability. • Partner with Product, UX, Data & Analytics, DevOps/SRE, and other technology stakeholders to translate business objectives into innovative and sustainable technical solutions. • Establish and champion engineering standards, development methodologies, code quality, testing, security, and operational best practices across the team and broader engineering organization. • Serve as a technical mentor and thought leader, coaching engineers, providing architectural guidance, conducting design and code reviews, and fostering a culture of engineering excellence. • Drive technical initiatives and continuous improvement, proactively identifying opportunities to modernize platforms, improve engineering efficiency, and deliver measurable business and customer impact. All About You Essential Knowledge, Skills & Experience • Full-stack software engineering expertise with hands-on experience developing enterprise applications using Java/Spring Boot and/or Python/Django, as well as modern front-end technologies such as Angular, React, Next.js, and TypeScript. • Strong software architecture and system design experience, including defining system boundaries, API contracts, data models, and non-functional requirements related to scalability, availability, performance, resilience, and security. • Proven experience designing and delivering backend services and RESTful APIs, including authentication/authorization, business logic, data access, third-party integrations, API versioning, backward compatibility, and robust error handling. • Strong knowledge of cloud and DevOps engineering practices, including Docker, Kubernetes, Git, Jenkins, CI/CD, and cloud-native application development and deployment using AWS and/or Azure. • Experience driving engineering quality, performance, reliability, and security,